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Loan Product Information:
1. Fast online loan tenor: 91 - 180 Days
2. Cash loans: IDR 300,000 - IDR 5,000,000
3. Maximum annual interest (APR): 24% pa
Simulation for loans of IDR 3,000,000 with a term 91 days, the fees charged are as follows:
Monthly interest rate:24%/12 = 2%
Monthly interest:Rp. 3,000,000*2%= Rp. 60,000
Monthly payment amount = Rp. 3,000,000/3 + Rp. 60,000 = Rp. 1,060. 000
Total interest: IDR 3,000,000 * (24%/360) * 91 days = IDR 182,000
Total return fee: IDR 3,000,000 + IDR 182,000 = IDR 3,182,000
As a P2P platform, Optima will charge a fee based on the type of loan you choose. These fees include fees for: Credit scoring systems, account fees, and third party fees.
Empty wallet, need rupiah? Want to open a business, need business capital?
Love online shopping, need cash to checkout the basket?
Need an easy bailout without collateral?
Are you looking for the right and unsecured online money loan? 😄
No need to borrow from friends to ruin friendships!
Don't worry about us, Optima!
Optima is the right solution for collateral-free credit, cash loans that are safe and friendly! High loan limit, long loan term.
Moreover, there is a Blessing Promo of Ramadan 1442 H,
Cheaper pay, higher limit, longer tenor, high approval rate, very easy cash!
WHAT ARE THE ADVANTAGES OF OPTIMA CREDIT COMPARED TO OTHER ONLINE LOANS?
1. Registered and supervised by OJK, legal and safe cash loans.
2. Affordable interest 👍
3. Borrow unsecured rupiah funds (loan credit cards without collateral online).
4. Smart credit limits and flexible cash loan tenors, as desired.
5. Information on online rupiah loan funds is transparent.
6. Data and privacy are guaranteed safe.
7. Digital credit, borrowing rupiah funds is done online.
If you,
- Indonesian citizen
- 18 years and over
- Have a KTP
- Have a bank account in Indonesia
THEN YOU CAN DIRECTLY APPLY FOR A LOAN WITHOUT COVERAGE at OPTIMA!🎉 Easy cash, right?
Smart solution for your financial needs!
How to Apply for a Rupiah Cash Loan Loan at Optima:
* Download the Optima online cash loan application
* Register, fill out & complete the Optima loan credit form
* Wait for the online loan verification process.
After knowing the advantages of Optima's online cash loan service, now enjoy the convenience of paying the bill :
Easy Ways to Pay Cash Loans:
1. Virtual Account (VA) using bank transfer with ATM/m-Banking/Internet Banking. Collaborating banks: BCA, BNI, BRI, Mandiri, CIMB Niaga, Permata, Danamon.
2. OTC: via Alfamart cashier.
Information regarding loan payments will be indicated in the application and SMS.
Is Optima a KTA without a credit card?
👉Yes, Optima is an online KTA loan application or credit without collateral which is an unsecured money loan and credit card.
What are Tenors?
👉Loan tenor is the loan period or the length of your online loan repayments.
Come on, prove it and cash out your own rupiah in cash by downloading the Optima app right now! Cash we enjoy together. If you need a loan for an emergency situation or have difficulty applying for a credit card, please apply for credit smartly only in the rupiah cash loan application, cash online, Optima!
Hurry up and apply for credit money loans online cash funds at the best trusted online money loans.
Please ask our Official Customer Service for more information:
1. Email: cs@optimaapp.co.id
2. Call Center: 081388161421
3. Instagram: @optimapp.id
4. Facebook: facebook.com/optimapp.id
5. Address: Springhill Office Tower Lt. 12 Units A & B, Jalan Benyamin Suaeb Block D 6 Section D 7, East Pademangan, Pademangan, North Jakarta, DKI Jakarta.
Monday – Saturday (08:00 – 17:00)